Two visit steps join the getting-started path: "Browse categories and
keywords" (5th) and "Browse the reports" (8th). Nothing in the database
counts them: they are done by "Got it" on their card, stored as
onboarding_acknowledged_<key> in user_preferences (no migration).
- computeChecklist: eight rows; the visit rows are locked until the
profile's visit steps are initialized, so a finished path does not
flash a "Next step" before they are marked done.
- initializeVisitSteps: once per profile, after the first successful
load with the Budget entitlement known; acknowledges both steps when
every other step is done or skipped, then sets the flag. No
transaction (D16): idempotent writes, the flag last.
- Reducer: ACKNOWLEDGE wins over an older snapshot like SKIP but keeps
the card latch, so the card says "Done." and offers the next step.
- StepCard: "Got it" before "Skip this step" when onAcknowledge is
given; OnboardingStepCard passes it for a visit step.
- Banner counter, card rank and end of path wait for
budgetReady && visitStepsInitialized; the list shows the visit rows
"pending" until then.
Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>