useOnboardingChecklist.wiring gains three pins the old stubs could not hold:
one loader for the provider's life (refresh and the shared value keep their
identity, no re-read), 'Skip' moving the next step on the next render, and a
change of mode alone reaching the consumers. UsersSettingsPage now commits
its effects, so an effect that read the preference goes red on the
assertion rather than on 'Invalid hook call'. BudgetTable.wiring,
BudgetPage.wiring, AppShell.slot and OnboardingStepCard drop their local
slot copies; OnboardingStepCard plays StrictMode through replayEffects and
runs its effect only on a changed dependency, which now pins location.key.
Refs #409
Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
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