test: freeze CSV detection and amount parsing behaviour on a fixture corpus

First link of the import-format stack. `autoDetectConfig`, `detectAmountMode`,
`detectSingleAmount`, `preprocessQuotedCSV` and `parseFrenchAmount` had no test
at all on a suite of 871, while carrying every imported amount. This adds the
reference the rewrite (#323-#332) measures itself against, before any of it
moves.

Corpus — 11 synthetic files under `src/__fixtures__/csv/`, no real statement
data, covering shapes a single real statement never contains at once: signed
amount, debit/credit, debit/credit in reversed column order, unused column
filled with `0,00`, preamble before the header, header carrying a number,
header cell starting with digits, no header row, all-positive amounts,
whole-line-quoted (Desjardins style), absolute amount + D/C indicator.

Every expectation was derived by running the code, not by reading it. Four
cases are frozen as DEFECTIVE, each named `KNOWN DEFECT` with the right answer
in a comment and the issue that owes the fix:

- reversed debit/credit — the pair is assigned by column position, never by
  label, so every sign is inverted while the total merely negates (#328)
- unused column at `0,00` — the rule branches on `isNaN(credit)` and `"0,00"`
  parses to 0, so every debit imports as zero (#325)
- header cell starting with digits — `parseFloat` returns the numeric prefix,
  `detectHeader` reads the header as data (#328/#325)
- absolute amount + D/C indicator — the indicator column is ignored entirely
  and every credit imports as an expense (#328)

`parseFrenchAmount` is pinned form by form, including the prefix-scan defect
the spec flagged: `"100,00 CAD"` yields 10000 and passes `isNaN`. Per the
/review-spec revision, the assertions reach the holdings call sites too, which
surfaced the same x100 leak in the #245 holdings import — a price cell of
`"150,25 CAD"` stores the position at 15025.

The end-to-end tests replay the wizard's row-mapping rule from a mirror, since
it still lives inside a `useCallback` and the repo has no jsdom. A guard test
asserts the production expressions are still literally present, so the mirror
cannot drift; #325 extracts `mapRow` and must then delete it.

No production file is modified. 924 vitest green (was 871), build clean.

Resolves #326

src/__fixtures__/csv/absolute-indicator.csv

@@ -0,0 +1,7 @@
+Date;Description;Montant;Sens
+05/01/2025;EPICERIE METRO SAINTE-FOY;84,32;D
+15/01/2025;DEPOT PAIE EMPLOYEUR;1250,00;C
+18/01/2025;HYDRO QUEBEC PREAUTORISE;142,18;D
+22/01/2025;RESTAURANT LE BISTRO;56,75;D
+27/01/2025;VIREMENT RECU;300,00;C
+31/01/2025;FRAIS MENSUELS;6,95;D

src/__fixtures__/csv/all-positive.csv

@@ -0,0 +1,7 @@
+Date;Description;Montant
+05/01/2025;EPICERIE METRO SAINTE-FOY;84,32
+15/01/2025;DEPOT PAIE EMPLOYEUR;1250,00
+18/01/2025;HYDRO QUEBEC PREAUTORISE;142,18
+22/01/2025;RESTAURANT LE BISTRO;56,75
+27/01/2025;VIREMENT RECU;300,00
+31/01/2025;FRAIS MENSUELS;6,95

src/__fixtures__/csv/debit-credit-reversed.csv

@@ -0,0 +1,7 @@
+Date;Description;Credit;Debit
+05/01/2025;EPICERIE METRO SAINTE-FOY;;84,32
+15/01/2025;DEPOT PAIE EMPLOYEUR;1250,00;
+18/01/2025;HYDRO QUEBEC PREAUTORISE;;142,18
+22/01/2025;RESTAURANT LE BISTRO;;56,75
+27/01/2025;VIREMENT RECU;300,00;
+31/01/2025;FRAIS MENSUELS;;6,95

src/__fixtures__/csv/debit-credit.csv

@@ -0,0 +1,7 @@
+Date;Description;Debit;Credit
+05/01/2025;EPICERIE METRO SAINTE-FOY;84,32;
+15/01/2025;DEPOT PAIE EMPLOYEUR;;1250,00
+18/01/2025;HYDRO QUEBEC PREAUTORISE;142,18;
+22/01/2025;RESTAURANT LE BISTRO;56,75;
+27/01/2025;VIREMENT RECU;;300,00
+31/01/2025;FRAIS MENSUELS;6,95;

src/__fixtures__/csv/desjardins-quoted.csv

@@ -0,0 +1,7 @@
+"Date,""Description"",Montant"
+"05/01/2025,""EPICERIE METRO SAINTE-FOY"",-84.32"
+"15/01/2025,""DEPOT PAIE EMPLOYEUR"",1250.00"
+"18/01/2025,""HYDRO QUEBEC PREAUTORISE"",-142.18"
+"22/01/2025,""RESTAURANT LE BISTRO"",-56.75"
+"27/01/2025,""VIREMENT RECU"",300.00"
+"31/01/2025,""FRAIS MENSUELS"",-6.95"

src/__fixtures__/csv/header-numeric-label.csv

@@ -0,0 +1,7 @@
+Date;Description;2025 Montant
+05/01/2025;EPICERIE METRO SAINTE-FOY;-84,32
+15/01/2025;DEPOT PAIE EMPLOYEUR;1250,00
+18/01/2025;HYDRO QUEBEC PREAUTORISE;-142,18
+22/01/2025;RESTAURANT LE BISTRO;-56,75
+27/01/2025;VIREMENT RECU;300,00
+31/01/2025;FRAIS MENSUELS;-6,95

src/__fixtures__/csv/header-with-number.csv

@@ -0,0 +1,7 @@
+Date;Description;Montant;Solde 2024
+05/01/2025;EPICERIE METRO SAINTE-FOY;-84,32;1415,68
+15/01/2025;DEPOT PAIE EMPLOYEUR;1250,00;2665,68
+18/01/2025;HYDRO QUEBEC PREAUTORISE;-142,18;2523,50
+22/01/2025;RESTAURANT LE BISTRO;-56,75;2466,75
+27/01/2025;VIREMENT RECU;300,00;2766,75
+31/01/2025;FRAIS MENSUELS;-6,95;2759,80

src/__fixtures__/csv/index.ts

@@ -0,0 +1,54 @@
+/**
+ * Synthetic CSV corpus for the import-format work (issue #326).
+ *
+ * Every file in this directory is INVENTED. No real bank statement, no real
+ * account number, no real transaction ever lands in the repository — the app is
+ * privacy-first and the corpus has to be readable by anyone. Synthetic is not a
+ * compromise here: these files deliberately cover shapes a single real statement
+ * never contains at once (a reversed debit/credit pair, an unused column filled
+ * with `0,00`, a header cell carrying a number), which is precisely the point.
+ *
+ * The corpus is the reference the detection rewrite (#323-#332) measures itself
+ * against. Read `csvAutoDetect.test.ts` for the frozen contract, including the
+ * cases that are frozen as DEFECTIVE.
+ */
+
+import { readFileSync } from "fs";
+import { resolve } from "path";
+
+/** Stable identifier of each corpus case. */
+export type CsvFixtureName =
+  | "signed-amount"
+  | "debit-credit"
+  | "debit-credit-reversed"
+  | "unused-column-zero"
+  | "preamble"
+  | "header-with-number"
+  | "header-numeric-label"
+  | "no-header"
+  | "all-positive"
+  | "desjardins-quoted"
+  | "absolute-indicator";
+
+/** Every case in the corpus, in the order the issue lists them. */
+export const CSV_FIXTURE_NAMES: readonly CsvFixtureName[] = [
+  "signed-amount",
+  "debit-credit",
+  "debit-credit-reversed",
+  "unused-column-zero",
+  "preamble",
+  "header-with-number",
+  "header-numeric-label",
+  "no-header",
+  "all-positive",
+  "desjardins-quoted",
+  "absolute-indicator",
+];
+
+/**
+ * Read one fixture as raw text, exactly as `useImportWizard` receives it from
+ * the file-reading Tauri command — no trimming, no normalisation.
+ */
+export function readCsvFixture(name: CsvFixtureName): string {
+  return readFileSync(resolve(import.meta.dirname, `${name}.csv`), "utf-8");
+}

src/__fixtures__/csv/no-header.csv

@@ -0,0 +1,6 @@
+05/01/2025;EPICERIE METRO SAINTE-FOY;-84,32
+15/01/2025;DEPOT PAIE EMPLOYEUR;1250,00
+18/01/2025;HYDRO QUEBEC PREAUTORISE;-142,18
+22/01/2025;RESTAURANT LE BISTRO;-56,75
+27/01/2025;VIREMENT RECU;300,00
+31/01/2025;FRAIS MENSUELS;-6,95

src/__fixtures__/csv/preamble.csv

@@ -0,0 +1,10 @@
+RELEVE DE COMPTE
+Compte cheques 12345-6789
+Periode couverte du 01 janvier 2025 au 31 janvier 2025
+Date;Description;Montant
+05/01/2025;EPICERIE METRO SAINTE-FOY;-84,32
+15/01/2025;DEPOT PAIE EMPLOYEUR;1250,00
+18/01/2025;HYDRO QUEBEC PREAUTORISE;-142,18
+22/01/2025;RESTAURANT LE BISTRO;-56,75
+27/01/2025;VIREMENT RECU;300,00
+31/01/2025;FRAIS MENSUELS;-6,95

src/__fixtures__/csv/signed-amount.csv

@@ -0,0 +1,7 @@
+Date;Description;Montant
+05/01/2025;EPICERIE METRO SAINTE-FOY;-84,32
+15/01/2025;DEPOT PAIE EMPLOYEUR;1250,00
+18/01/2025;HYDRO QUEBEC PREAUTORISE;-142,18
+22/01/2025;RESTAURANT LE BISTRO;-56,75
+27/01/2025;VIREMENT RECU;300,00
+31/01/2025;FRAIS MENSUELS;-6,95

src/__fixtures__/csv/unused-column-zero.csv

@@ -0,0 +1,7 @@
+Date;Description;Debit;Credit
+05/01/2025;EPICERIE METRO SAINTE-FOY;84,32;0,00
+15/01/2025;DEPOT PAIE EMPLOYEUR;0,00;1250,00
+18/01/2025;HYDRO QUEBEC PREAUTORISE;142,18;0,00
+22/01/2025;RESTAURANT LE BISTRO;56,75;0,00
+27/01/2025;VIREMENT RECU;0,00;300,00
+31/01/2025;FRAIS MENSUELS;6,95;0,00

src/utils/amountParser.test.ts

@@ -0,0 +1,194 @@
+// amountParser — characterization tests (issue #326).
+//
+// `parseFrenchAmount` had no test at all, on a codebase of 871. It is called
+// from 11 sites (8 in `csvAutoDetect.ts`, 3 in `useSnapshotEditor.ts`) and sits
+// under every imported amount, so this file pins what it does TODAY, before
+// issue #325 hardens it.
+//
+// ┌── HOW TO READ THIS FILE ─────────────────────────────────────────────────┐
+// │ Two kinds of test live here, and the difference is deliberate:           │
+// │                                                                          │
+// │   `describe("… contract")`  — behaviour that must SURVIVE the rewrite.    │
+// │                               Breaking one of these is a regression.     │
+// │                                                                          │
+// │   `describe("… KNOWN DEFECT")` — behaviour that is WRONG today and is    │
+// │                               expected to change in #325. Every such      │
+// │                               assertion states the right answer in a     │
+// │                               comment. When #325 lands, these tests are  │
+// │                               meant to fail; the fix is to update the    │
+// │                               expectation, not to delete the test.       │
+// └──────────────────────────────────────────────────────────────────────────┘
+//
+// The defect that motivated the whole chantier: `parseFrenchAmount` ends on
+// `parseFloat`, which stops at the first invalid character instead of rejecting
+// the string. A trailing unit or sign therefore yields a magnitude that is off
+// by a factor of 100 — and it passes `isNaN`, so it is counted as a VALID row
+// everywhere downstream. `"100,00 CAD"` does not fail; it imports as 10 000.
+
+import { describe, it, expect } from "vitest";
+import { parseFrenchAmount } from "./amountParser";
+import { autoDetectConfig } from "./csvAutoDetect";
+import { holdingsFromCsvRows } from "../hooks/useSnapshotEditor";
+import { readCsvFixture } from "../__fixtures__/csv";
+
+describe("parseFrenchAmount — separator contract (#326)", () => {
+  it("reads the French decimal comma", () => {
+    expect(parseFrenchAmount("1234,56")).toBe(1234.56);
+    expect(parseFrenchAmount("12,5")).toBe(12.5);
+    expect(parseFrenchAmount("0,00")).toBe(0);
+  });
+
+  it("reads French thousand separators (space, non-breaking space, dot)", () => {
+    expect(parseFrenchAmount("1 234,56")).toBe(1234.56);
+    expect(parseFrenchAmount("1\u00A0234,56")).toBe(1234.56); // non-breaking space
+    expect(parseFrenchAmount("1.234,56")).toBe(1234.56);
+  });
+
+  it("reads English notation", () => {
+    expect(parseFrenchAmount("1234.56")).toBe(1234.56);
+    expect(parseFrenchAmount("1,234.56")).toBe(1234.56);
+  });
+
+  it("keeps the sign of a leading minus", () => {
+    expect(parseFrenchAmount("-84,32")).toBe(-84.32);
+    expect(parseFrenchAmount("  -84,32  ")).toBe(-84.32);
+  });
+
+  it("strips currency symbols on either side", () => {
+    expect(parseFrenchAmount("1 250,00 $")).toBe(1250);
+    expect(parseFrenchAmount("$1,250.00")).toBe(1250);
+    expect(parseFrenchAmount("€84,32")).toBe(84.32);
+    expect(parseFrenchAmount("£84,32")).toBe(84.32);
+  });
+
+  it("rejects blank and non-numeric input", () => {
+    expect(parseFrenchAmount("")).toBeNaN();
+    expect(parseFrenchAmount("   ")).toBeNaN();
+    expect(parseFrenchAmount("abc")).toBeNaN();
+    expect(parseFrenchAmount("-")).toBeNaN();
+    expect(parseFrenchAmount("--5")).toBeNaN();
+    // Letter-leading labels are rejected — this is what keeps `detectHeader`
+    // working on a header such as "Solde 2024" (see the twin defect below).
+    expect(parseFrenchAmount("Solde 2024")).toBeNaN();
+    // Non-string input is guarded before any parsing.
+    expect(parseFrenchAmount(undefined as unknown as string)).toBeNaN();
+    expect(parseFrenchAmount(42 as unknown as string)).toBeNaN();
+  });
+});
+
+describe("parseFrenchAmount — KNOWN DEFECT: parseFloat prefix scan (#326, fixed by #325)", () => {
+  // `parseFloat` returns the longest valid PREFIX instead of rejecting the
+  // whole string. Every expectation below is the bug, not the intent.
+  //
+  // #325 must anchor the validation (regex over the whole normalized string)
+  // and return NaN on any residual character. All of these then become NaN,
+  // except the accounting-parenthesis and trailing-sign forms, which #325
+  // explicitly adds support for.
+
+  it("returns a x100 magnitude on a trailing sign — should be -50", () => {
+    // "50,00-" is the trailing-minus convention of several bank exports.
+    // The comma stops looking like a decimal separator once "-" trails it
+    // (the /,\d{1,2}$/ probe fails), so the comma is dropped as a thousands
+    // separator and "5000-" parses as 5000.
+    expect(parseFrenchAmount("50,00-")).toBe(5000);
+  });
+
+  it("returns a x100 magnitude on a trailing indicator — should be 1234.56", () => {
+    expect(parseFrenchAmount("1 234,56 CR")).toBe(123456);
+    expect(parseFrenchAmount("1 234,56 DB")).toBe(123456);
+  });
+
+  it("returns a x100 magnitude on a trailing currency code — should be 100", () => {
+    expect(parseFrenchAmount("100,00 CAD")).toBe(10000);
+    expect(parseFrenchAmount("84,32 USD")).toBe(8432);
+  });
+
+  it("accepts a numeric prefix of a text label — should be NaN", () => {
+    // This is what blinds `detectHeader`: a header cell that STARTS with
+    // digits reads as a number, so the header row is taken for data.
+    expect(parseFrenchAmount("2024 Montant")).toBe(2024);
+    expect(parseFrenchAmount("5%")).toBe(5);
+  });
+
+  it("accepts JavaScript number literals a bank never emits — should be NaN", () => {
+    expect(parseFrenchAmount("1e3")).toBe(1000);
+    expect(parseFrenchAmount("Infinity")).toBe(Infinity);
+  });
+
+  it("keeps only the first two groups of a malformed number — should be NaN", () => {
+    expect(parseFrenchAmount("1,2,3")).toBe(1.2);
+  });
+});
+
+describe("parseFrenchAmount — KNOWN DEFECT: unsupported accounting forms (#326, fixed by #325)", () => {
+  it("rejects accounting parentheses — should be -50", () => {
+    // "(50,00)" is the standard accounting notation for a negative amount.
+    // Today it is NaN, so the row is dropped as "Invalid amount" rather than
+    // being imported with the wrong sign — a loud failure, unlike the ones
+    // above, but still a failure.
+    expect(parseFrenchAmount("(50,00)")).toBeNaN();
+    expect(parseFrenchAmount("(1 234,56)")).toBeNaN();
+  });
+});
+
+describe("parseFrenchAmount — KNOWN DEFECT: separator arbitrated per cell (#326, fixed by #325)", () => {
+  // The French-vs-English decision is taken on each cell in isolation
+  // (`/,\d{1,2}$/`), never at column level. Two cells of the SAME column can
+  // therefore be read under two different conventions.
+  //
+  // #325 arbitrates the separator per column, which resolves both cases.
+
+  it("reads a 3-digit group after the comma as a thousands separator", () => {
+    // "12,345" is 12.345 in a column of decimals, 12345 in a column of
+    // thousands. Nothing in the cell alone can tell.
+    expect(parseFrenchAmount("12,345")).toBe(12345);
+  });
+
+  it("reads a dot as a decimal separator when no comma is present", () => {
+    // In a French column, "1.234" means 1234. Read alone it yields 1.234 —
+    // a x1000 error in the opposite direction from the cases above.
+    expect(parseFrenchAmount("1.234")).toBe(1.234);
+    expect(parseFrenchAmount("1.234,56")).toBe(1234.56); // ...unless a comma follows
+  });
+});
+
+describe("parseFrenchAmount — call-site fallout (#326)", () => {
+  // The /review-spec revision of #326 asks the corpus to reach the holdings
+  // call sites too, because #325 hardens the parser GLOBALLY. These pin what
+  // the shared parser does to its two most exposed consumers.
+
+  it("blinds detectHeader when a header cell starts with digits", () => {
+    // `detectHeader` (csvAutoDetect.ts:224) treats "parses as a number" as
+    // proof of a data row. "2025 Montant" parses as 2025, so the header is
+    // taken for data.
+    const cfg = autoDetectConfig(readCsvFixture("header-numeric-label"))!;
+    expect(cfg.hasHeader).toBe(false); // DEFECT — should be true
+  });
+
+  it("leaks the x100 magnitude into the holdings CSV import (#245)", () => {
+    // `holdingsFromCsvRows` (useSnapshotEditor.ts:191-202) shares the parser.
+    // A price column carrying its currency code silently multiplies every
+    // position by 100 — a $150.25 share is stored at $15,025.
+    const drafts = holdingsFromCsvRows(
+      [
+        ["AAPL", "10", "150,25 CAD", "1 200,00"],
+        ["MSFT", "5", "300,50", "1 400,00 CAD"],
+      ],
+      { symbol: 0, quantity: 1, unit_price: 2, book_cost: 3 }
+    );
+    expect(drafts[0].unit_price).toBe("15025"); // DEFECT — should be "150.25"
+    expect(drafts[0].book_cost).toBe("1200"); // clean cell, correct today
+    expect(drafts[1].unit_price).toBe("300.5"); // clean cell, correct today
+    expect(drafts[1].book_cost).toBe("140000"); // DEFECT — should be "1400"
+  });
+
+  it("drops an accounting-parenthesis price instead of reading it", () => {
+    const drafts = holdingsFromCsvRows(
+      [["GOOG", "2", "(140,10)", "280,20"]],
+      { symbol: 0, quantity: 1, unit_price: 2, book_cost: 3 }
+    );
+    // NaN price is swallowed to an empty string — no error surfaces.
+    expect(drafts[0].unit_price).toBe(""); // DEFECT — should be "-140.10"
+    expect(drafts[0].quantity).toBe("2");
+  });
+});

src/utils/csvAutoDetect.test.ts

@@ -1,16 +1,32 @@
-// csvAutoDetect — holdings-CSV detection tests (Issue #245).
+// csvAutoDetect — holdings-CSV detection tests (Issue #245) + transaction-CSV
+// corpus contract (Issue #326).
 //
 // Covers `autoDetectHoldingColumns` (column detection) and `analyzeHoldingsCsv`
 // (delimiter/header + full analysis). These helpers are pure and DOM-free, in
 // line with the project's "test the extracted pure pieces" convention. The
 // numeric parsing + duplicate-merge path lives in `holdingsFromCsvRows`
 // (tested in useSnapshotEditor.test.ts).
+//
+// The second half of the file is the #326 corpus contract on the TRANSACTION
+// flow (`autoDetectConfig` + `preprocessQuotedCSV`), which had no test at all.
 
 import { describe, it, expect } from "vitest";
+import { readFileSync } from "fs";
+import { resolve } from "path";
+import Papa from "papaparse";
 import {
   autoDetectHoldingColumns,
   analyzeHoldingsCsv,
+  autoDetectConfig,
+  preprocessQuotedCSV,
 } from "./csvAutoDetect";
+import { parseFrenchAmount } from "./amountParser";
+import { parseDate } from "./dateParser";
+import {
+  CSV_FIXTURE_NAMES,
+  readCsvFixture,
+  type CsvFixtureName,
+} from "../__fixtures__/csv";
 
 describe("autoDetectHoldingColumns (#245)", () => {
   it("detects symbol/quantity/price/book_cost from EN headers", () => {
@@ -121,3 +137,466 @@ describe("analyzeHoldingsCsv (#245)", () => {
     expect(analyzeHoldingsCsv("   \n  \n")).toBeNull();
   });
 });
+
+// =============================================================================
+// Issue #326 — transaction-CSV corpus contract
+// =============================================================================
+//
+// `autoDetectConfig`, `detectAmountMode`, `detectSingleAmount` and
+// `preprocessQuotedCSV` had NO test, on a codebase of 871. This block freezes
+// what they do TODAY, so the detection rewrite (#323-#332) measures itself
+// against an established contract rather than against an intention.
+//
+// ┌── HOW TO READ THIS BLOCK ────────────────────────────────────────────────┐
+// │ Every expectation is what the code DOES, verified by running it — never  │
+// │ what it should do. Tests whose name carries `KNOWN DEFECT` encode        │
+// │ behaviour that is wrong and is expected to change; each states the right │
+// │ answer in a comment and names the issue that owes the fix. When that     │
+// │ issue lands, the test is meant to fail: update the expectation, do not   │
+// │ delete the test.                                                         │
+// └──────────────────────────────────────────────────────────────────────────┘
+
+/**
+ * MIRROR of the row-mapping rule in `useImportWizard.parseFilesInternal`
+ * (`useImportWizard.ts:489-542`), copied verbatim.
+ *
+ * It is duplicated here rather than imported because the rule currently lives
+ * inside a `useCallback` of a React hook and the repository has no jsdom.
+ * Issue #325 extracts it as a pure `mapRow(raw, format)` in
+ * `src/utils/importFormat.ts` — AT THAT POINT THIS MIRROR MUST BE DELETED and
+ * the tests re-pointed at the real `mapRow`. Until then, the guard test
+ * "production rule still matches the mirror" below fails the build if the
+ * production expression drifts, so the mirror cannot silently start lying.
+ */
+function mapCorpusRow(
+  raw: string[],
+  cfg: NonNullable<ReturnType<typeof autoDetectConfig>>
+): { date: string; description: string; amount: number } | { error: string } {
+  const date = parseDate(
+    raw[cfg.columnMapping.date]?.trim() || "",
+    cfg.dateFormat
+  );
+  const description = raw[cfg.columnMapping.description]?.trim() || "";
+
+  let amount: number;
+  if (cfg.amountMode === "debit_credit") {
+    const debit = parseFrenchAmount(raw[cfg.columnMapping.debitAmount ?? 0] || "");
+    const credit = parseFrenchAmount(
+      raw[cfg.columnMapping.creditAmount ?? 0] || ""
+    );
+    amount = isNaN(credit) ? -(isNaN(debit) ? 0 : debit) : credit;
+  } else {
+    amount = parseFrenchAmount(raw[cfg.columnMapping.amount ?? 0] || "");
+    if (cfg.signConvention === "positive_expense" && !isNaN(amount)) {
+      amount = -amount;
+    }
+  }
+
+  if (!date) return { error: "Invalid date" };
+  if (isNaN(amount)) return { error: "Invalid amount" };
+  return { date, description, amount };
+}
+
+/** Full pipeline: raw file text -> signed amounts, as the wizard runs it. */
+function parseFixtureEndToEnd(name: CsvFixtureName) {
+  const rawContent = readCsvFixture(name);
+  const cfg = autoDetectConfig(rawContent);
+  if (!cfg) throw new Error(`autoDetectConfig returned null for ${name}`);
+
+  const data = Papa.parse(preprocessQuotedCSV(rawContent), {
+    delimiter: cfg.delimiter,
+    skipEmptyLines: true,
+  }).data as string[][];
+
+  const startIdx = cfg.skipLines + (cfg.hasHeader ? 1 : 0);
+  const rows = [];
+  for (let i = startIdx; i < data.length; i++) {
+    const raw = data[i];
+    if (raw.length <= 1 && raw[0]?.trim() === "") continue;
+    rows.push(mapCorpusRow(raw, cfg));
+  }
+  return { config: cfg, rows };
+}
+
+/** Signed amounts only — the number that actually reaches the database. */
+function amountsOf(name: CsvFixtureName): (number | string)[] {
+  return parseFixtureEndToEnd(name).rows.map((r) =>
+    "error" in r ? r.error : r.amount
+  );
+}
+
+/** The amounts every well-detected fixture in the corpus must produce. */
+const REFERENCE_AMOUNTS = [-84.32, 1250, -142.18, -56.75, 300, -6.95];
+
+describe("corpus integrity (#326)", () => {
+  it("exposes every declared fixture as readable, non-empty content", () => {
+    expect(CSV_FIXTURE_NAMES).toHaveLength(11);
+    for (const name of CSV_FIXTURE_NAMES) {
+      expect(readCsvFixture(name).trim().length).toBeGreaterThan(0);
+    }
+  });
+
+  it("detects a configuration for every fixture (none returns null)", () => {
+    for (const name of CSV_FIXTURE_NAMES) {
+      expect(autoDetectConfig(readCsvFixture(name)), name).not.toBeNull();
+    }
+  });
+
+  it("production rule still matches the mirror in mapCorpusRow", () => {
+    // Static contract, in the style of __integration__/transactions-transfer-icon.
+    // `mapCorpusRow` is a hand copy of a rule that lives inside a React hook;
+    // this is what stops it drifting. #325 extracts the rule as `mapRow` —
+    // when it does, these matchers fail, and that IS the signal to delete the
+    // mirror and import the real function.
+    const SRC = readFileSync(
+      resolve(import.meta.dirname, "..", "hooks", "useImportWizard.ts"),
+      "utf-8"
+    );
+    expect(SRC).toContain(
+      "amount = isNaN(credit) ? -(isNaN(debit) ? 0 : debit) : credit;"
+    );
+    expect(SRC).toContain(
+      'if (config.signConvention === "positive_expense" && !isNaN(amount)) {'
+    );
+    // The `?? 0` fallbacks silently read column 0 when a mapping is missing.
+    // #325 replaces them with an explicit row error.
+    expect(SRC).toContain("raw[config.columnMapping.debitAmount ?? 0]");
+    expect(SRC).toContain("raw[config.columnMapping.creditAmount ?? 0]");
+    expect(SRC).toContain("raw[config.columnMapping.amount ?? 0]");
+  });
+});
+
+describe("autoDetectConfig — signed single amount (#326)", () => {
+  it("returns the full contract for a FR semicolon file", () => {
+    expect(autoDetectConfig(readCsvFixture("signed-amount"))).toEqual({
+      delimiter: ";",
+      hasHeader: true,
+      skipLines: 0,
+      dateFormat: "DD/MM/YYYY",
+      columnMapping: { date: 0, description: 1, amount: 2 },
+      amountMode: "single",
+      signConvention: "negative_expense",
+    });
+  });
+
+  it("parses end to end to the reference amounts", () => {
+    expect(amountsOf("signed-amount")).toEqual(REFERENCE_AMOUNTS);
+  });
+
+  it("carries the description through untouched", () => {
+    const { rows } = parseFixtureEndToEnd("signed-amount");
+    expect(rows[0]).toEqual({
+      date: "2025-01-05",
+      description: "EPICERIE METRO SAINTE-FOY",
+      amount: -84.32,
+    });
+    expect(rows[1]).toEqual({
+      date: "2025-01-15",
+      description: "DEPOT PAIE EMPLOYEUR",
+      amount: 1250,
+    });
+  });
+});
+
+describe("autoDetectConfig — debit/credit pair (#326)", () => {
+  it("detects the sparse-complementary pair as debit_credit", () => {
+    expect(autoDetectConfig(readCsvFixture("debit-credit"))).toEqual({
+      delimiter: ";",
+      hasHeader: true,
+      skipLines: 0,
+      dateFormat: "DD/MM/YYYY",
+      columnMapping: {
+        date: 0,
+        description: 1,
+        debitAmount: 2,
+        creditAmount: 3,
+      },
+      amountMode: "debit_credit",
+      signConvention: "negative_expense",
+    });
+  });
+
+  it("parses end to end to the reference amounts", () => {
+    // Debit -> negative, credit -> positive. Correct today because the file
+    // happens to list Debit before Credit — see the reversed fixture.
+    expect(amountsOf("debit-credit")).toEqual(REFERENCE_AMOUNTS);
+  });
+});
+
+describe("autoDetectConfig — KNOWN DEFECT: debit/credit order guessed by position (#326, fixed by #328)", () => {
+  // `detectAmountMode` assigns the LEFTMOST column of a complementary pair to
+  // `debitAmount` and the rightmost to `creditAmount` (csvAutoDetect.ts:461-470).
+  // It never looks at the header labels. A file laid out `Credit;Debit` is
+  // therefore mapped backwards, and every sign in the import is inverted.
+  //
+  // #328 resolves the order from the header dictionary instead of the position.
+
+  it("maps Credit to debitAmount and Debit to creditAmount", () => {
+    const cfg = autoDetectConfig(readCsvFixture("debit-credit-reversed"))!;
+    // Column 2 is labelled "Credit" and column 3 "Debit" in the fixture.
+    expect(cfg.columnMapping.debitAmount).toBe(2); // DEFECT — should be 3
+    expect(cfg.columnMapping.creditAmount).toBe(3); // DEFECT — should be 2
+    expect(cfg.amountMode).toBe("debit_credit");
+  });
+
+  it("inverts every sign end to end — groceries become income", () => {
+    expect(amountsOf("debit-credit-reversed")).toEqual(
+      // DEFECT — should be REFERENCE_AMOUNTS
+      [84.32, -1250, 142.18, 56.75, -300, 6.95]
+    );
+  });
+
+  it("still nets to the same total, which is why the bug hides", () => {
+    // The signs are wrong one by one, but the sum is merely negated — no
+    // aggregate check catches it. Only a per-row review does.
+    const sum = (xs: (number | string)[]) =>
+      xs.reduce<number>((a, b) => a + (typeof b === "number" ? b : 0), 0);
+    expect(sum(amountsOf("debit-credit-reversed"))).toBeCloseTo(
+      -sum(REFERENCE_AMOUNTS),
+      6
+    );
+  });
+});
+
+describe("autoDetectConfig — KNOWN DEFECT: unused column filled with 0,00 (#326, fixed by #325)", () => {
+  // When the unused half of a debit/credit pair carries "0,00" instead of an
+  // empty cell, detection still gets the mode right — `isSparseComplementary`
+  // treats a 0 as absent. The PARSING is what breaks: the rule branches on
+  // `isNaN(credit)` (useImportWizard.ts:509), and "0,00" parses to 0, not NaN.
+  // Every debit row therefore imports as 0,00 and the expense vanishes.
+  //
+  // #325 replaces the nullity comparison with `amount = credit - debit` on
+  // magnitudes and treats a 0,00 cell as absent.
+
+  it("still detects the debit_credit mode correctly", () => {
+    const cfg = autoDetectConfig(readCsvFixture("unused-column-zero"))!;
+    expect(cfg.amountMode).toBe("debit_credit");
+    expect(cfg.columnMapping.debitAmount).toBe(2);
+    expect(cfg.columnMapping.creditAmount).toBe(3);
+  });
+
+  it("swallows every debit to zero end to end", () => {
+    expect(amountsOf("unused-column-zero")).toEqual(
+      // DEFECT — should be REFERENCE_AMOUNTS
+      [0, 1250, 0, 0, 300, 0]
+    );
+  });
+
+  it("keeps the credits intact, so only the expenses disappear", () => {
+    const amounts = amountsOf("unused-column-zero");
+    expect(amounts.filter((a) => a === 0)).toHaveLength(4);
+    expect(amounts.filter((a) => a !== 0)).toEqual([1250, 300]);
+  });
+});
+
+describe("autoDetectConfig — preamble before the header (#326)", () => {
+  it("counts the preamble lines into skipLines", () => {
+    expect(autoDetectConfig(readCsvFixture("preamble"))).toEqual({
+      delimiter: ";",
+      hasHeader: true,
+      skipLines: 3,
+      dateFormat: "DD/MM/YYYY",
+      columnMapping: { date: 0, description: 1, amount: 2 },
+      amountMode: "single",
+      signConvention: "negative_expense",
+    });
+  });
+
+  it("parses end to end to the reference amounts", () => {
+    expect(amountsOf("preamble")).toEqual(REFERENCE_AMOUNTS);
+  });
+});
+
+describe("autoDetectConfig — header carrying a number (#326)", () => {
+  // Two fixtures, opposite outcomes, same root cause — `detectHeader` decides
+  // "this row is data" from `parseFrenchAmount` alone (csvAutoDetect.ts:224).
+
+  it("is unharmed when the numeric header cell starts with a letter", () => {
+    // "Solde 2024" normalizes to "Solde2024"; parseFloat stops at the 'S' and
+    // returns NaN, so the header is correctly recognised. The running-balance
+    // column is also correctly excluded from the amount candidates.
+    expect(autoDetectConfig(readCsvFixture("header-with-number"))).toEqual({
+      delimiter: ";",
+      hasHeader: true,
+      skipLines: 0,
+      dateFormat: "DD/MM/YYYY",
+      columnMapping: { date: 0, description: 1, amount: 2 },
+      amountMode: "single",
+      signConvention: "negative_expense",
+    });
+  });
+
+  it("parses the balance-column file end to end to the reference amounts", () => {
+    expect(amountsOf("header-with-number")).toEqual(REFERENCE_AMOUNTS);
+  });
+});
+
+describe("autoDetectConfig — KNOWN DEFECT: header cell starting with digits (#326, fixed by #328)", () => {
+  // "2025 Montant" normalizes to "2025Montant"; parseFloat returns the 2025
+  // prefix, `hasNumber` flips true, and the header row is taken for data.
+  //
+  // #328 adds a lexical signal to `detectHeader`, and #325 anchors the parser
+  // so a numeric prefix no longer reads as a number. Either fix closes this.
+
+  it("takes the header row for a data row", () => {
+    const cfg = autoDetectConfig(readCsvFixture("header-numeric-label"))!;
+    expect(cfg.hasHeader).toBe(false); // DEFECT — should be true
+    // The column mapping survives because the six real rows outvote the header.
+    expect(cfg.columnMapping).toEqual({ date: 0, description: 1, amount: 2 });
+  });
+
+  it("emits the header row as an error row instead of skipping it", () => {
+    const { rows } = parseFixtureEndToEnd("header-numeric-label");
+    expect(rows).toHaveLength(7); // DEFECT — should be 6
+    // The header survives as far as the date check, which is the only reason
+    // it fails loudly rather than importing 2025,00 as a transaction.
+    expect(rows[0]).toEqual({ error: "Invalid date" });
+    expect(amountsOf("header-numeric-label").slice(1)).toEqual(
+      REFERENCE_AMOUNTS
+    );
+  });
+});
+
+describe("autoDetectConfig — no header row (#326)", () => {
+  it("recognises a headerless file and maps it positionally", () => {
+    expect(autoDetectConfig(readCsvFixture("no-header"))).toEqual({
+      delimiter: ";",
+      hasHeader: false,
+      skipLines: 0,
+      dateFormat: "DD/MM/YYYY",
+      columnMapping: { date: 0, description: 1, amount: 2 },
+      amountMode: "single",
+      signConvention: "negative_expense",
+    });
+  });
+
+  it("parses end to end to the reference amounts, losing no first row", () => {
+    expect(amountsOf("no-header")).toEqual(REFERENCE_AMOUNTS);
+  });
+});
+
+describe("autoDetectConfig — KNOWN DEFECT: all-positive amounts (#326, fixed by #329)", () => {
+  // `detectSingleAmount` (csvAutoDetect.ts:507-530) infers the convention from
+  // the share of negative values alone: no negatives -> `positive_expense` ->
+  // every amount is negated at parse time. On a file that mixes expenses and
+  // income and signs neither, the income is imported as an expense.
+  //
+  // Nothing in the file distinguishes the two cases, so detection cannot be
+  // "fixed" here. #329 surfaces it instead: a confidence score, a mandatory
+  // preview showing signed totals, and a "flip the signs" button.
+
+  it("infers positive_expense from the absence of negatives", () => {
+    const cfg = autoDetectConfig(readCsvFixture("all-positive"))!;
+    expect(cfg.signConvention).toBe("positive_expense");
+    expect(cfg.amountMode).toBe("single");
+  });
+
+  it("negates the income rows along with the expenses", () => {
+    expect(amountsOf("all-positive")).toEqual([
+      -84.32, // expense — correct
+      -1250, // DEFECT — payroll deposit, should be +1250
+      -142.18, // expense — correct
+      -56.75, // expense — correct
+      -300, // DEFECT — incoming transfer, should be +300
+      -6.95, // expense — correct
+    ]);
+  });
+
+  it("produces a total that is plainly wrong, which the preview will expose", () => {
+    const total = amountsOf("all-positive").reduce<number>(
+      (a, b) => a + (typeof b === "number" ? b : 0),
+      0
+    );
+    expect(total).toBeCloseTo(-1840.2, 2); // truth is +1259.80
+  });
+});
+
+describe("preprocessQuotedCSV + autoDetectConfig — whole-line-quoted file (#326)", () => {
+  it("unwraps the outer quotes and un-escapes the inner ones", () => {
+    const unwrapped = preprocessQuotedCSV(readCsvFixture("desjardins-quoted"));
+    expect(unwrapped.split("\n")[0]).toBe('Date,"Description",Montant');
+    expect(unwrapped.split("\n")[1]).toBe(
+      '05/01/2025,"EPICERIE METRO SAINTE-FOY",-84.32'
+    );
+  });
+
+  it("leaves an ordinary file untouched", () => {
+    const raw = readCsvFixture("signed-amount");
+    expect(preprocessQuotedCSV(raw)).toBe(raw);
+  });
+
+  it("only fires when every non-empty line is quoted AND contains a `,\"\"`", () => {
+    // The guard is narrow on purpose (csvAutoDetect.ts:37-40). A semicolon
+    // file can never match it, because the probe looks for a comma.
+    const semicolonQuoted = '"Date;""Desc"";Montant"\n"05/01/2025;""A"";-1,00"';
+    expect(preprocessQuotedCSV(semicolonQuoted)).toBe(semicolonQuoted);
+  });
+
+  it("detects the comma delimiter through the unwrapping", () => {
+    expect(autoDetectConfig(readCsvFixture("desjardins-quoted"))).toEqual({
+      delimiter: ",",
+      hasHeader: true,
+      skipLines: 0,
+      dateFormat: "DD/MM/YYYY",
+      columnMapping: { date: 0, description: 1, amount: 2 },
+      amountMode: "single",
+      signConvention: "negative_expense",
+    });
+  });
+
+  it("parses end to end to the reference amounts", () => {
+    expect(amountsOf("desjardins-quoted")).toEqual(REFERENCE_AMOUNTS);
+  });
+});
+
+describe("autoDetectConfig — KNOWN DEFECT: absolute amount + D/C indicator (#326, fixed by #328)", () => {
+  // The third amount mode: one column of unsigned magnitudes plus a
+  // single-letter D/C column carrying the direction. Nothing reads that
+  // column. Detection sees only positive numbers, picks `positive_expense`,
+  // and every credit is imported as an expense.
+  //
+  // #328 must DETECT this shape and REFUSE the file with a dedicated message,
+  // rather than import it backwards. The spec decision is explicit: refused,
+  // not silently mis-imported.
+
+  it("ignores the indicator column entirely", () => {
+    const cfg = autoDetectConfig(readCsvFixture("absolute-indicator"))!;
+    expect(cfg.amountMode).toBe("single");
+    expect(cfg.columnMapping.amount).toBe(2);
+    // Column 3 ("Sens", values D/C) appears nowhere in the mapping.
+    expect(Object.values(cfg.columnMapping)).not.toContain(3);
+    expect(cfg.signConvention).toBe("positive_expense");
+  });
+
+  it("imports both credit rows as expenses", () => {
+    const amounts = amountsOf("absolute-indicator");
+    // Rows 2 and 5 are flagged "C" in the fixture.
+    expect(amounts[1]).toBe(-1250); // DEFECT — should be +1250
+    expect(amounts[4]).toBe(-300); // DEFECT — should be +300
+    expect(amounts.every((a) => typeof a === "number" && a < 0)).toBe(true);
+  });
+
+  it("is currently indistinguishable from the all-positive fixture", () => {
+    // Same detected config, same wrong outcome — which is exactly why #328
+    // needs the indicator column as its discriminator.
+    const withIndicator = autoDetectConfig(readCsvFixture("absolute-indicator"))!;
+    const without = autoDetectConfig(readCsvFixture("all-positive"))!;
+    expect(withIndicator.amountMode).toBe(without.amountMode);
+    expect(withIndicator.signConvention).toBe(without.signConvention);
+    expect(withIndicator.columnMapping).toEqual(without.columnMapping);
+  });
+});
+
+describe("autoDetectConfig — degenerate input (#326)", () => {
+  it("returns null on content with fewer than two non-empty lines", () => {
+    expect(autoDetectConfig("")).toBeNull();
+    expect(autoDetectConfig("Date;Description;Montant")).toBeNull();
+    expect(autoDetectConfig("   \n   \n")).toBeNull();
+  });
+
+  it("returns null when no column parses as a date", () => {
+    expect(
+      autoDetectConfig("Nom;Ville;Montant\nAlice;Quebec;10,00\nBob;Levis;20,00")
+    ).toBeNull();
+  });
+});